Hey everyone, and welcome to Passive Real Estate Investing. I’m Melissa Nash, your guest host, jumping in for now. Let’s dive in.
Welcome back to the show. Adam, I am so excited to have you here today. And for all of you listeners, you might recognize this voice. Adam has been on this podcast before, and the episode was so engaging and so interesting for so many clients that I was like, I gotta get ’em back on. And then we’ve gotta hear a follow up story from the first time we met. So again, welcome to the show, Adam.
Great. Hey, thank you so much for having me. It was so fun to be back or to be here the first time, and I’m excited to be back again.
I’m excited to dive into it again today because, so you guys listening I’m going to let Adam introduce himself and kind of tell his story here, but we’ve had a lot of listeners who listen to this podcast, actually join a program and work with Adam. Today we’re gonna be talking about what they have seen and what they have experienced since we saw Adam six months ago. So Adam, if you don’t mind, tell us a little bit about who you are and a little bit about your background.
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Awesome. Yeah, so yeah, my name is Adam Rapkin and my background, or kind of how I got started is I started working with a company called Tardus about four years ago, a little over four years ago. And I started actually as a client. I, I was basically looking for a passive income strategy and I had, I’ve done a lot of different investing, investing in apartment complexes. I’ve I have a 401k if my wife has a 4 0 3 B. We’ve done whole life insurance policies and all those things were, were great at building wealth but none of them necessarily created any income or very much income for us now. And so we were essentially looking for a way to create passive income monthly that we could utilize for expenses. And I stumbled across, across charter through a mentor of mine and started the program about four and a half months, or four and a half years ago, excuse me.
And and since then just to recap kind of the last discussion that we had, we started seeing success pretty immediately in making investments and starting to see income come in. Fast forward about six months in things were starting to really go well. So I started telling my friends about it just as a fellow client and had some friends that joined. And then fast forward about three years I ended up joining Tardus as a wealth coach and really helping other people get onboarded and start their passive income journey. And really, the funny story about that is that TARDUS came to me because I had referred so many people to them as a client. They said, Hey, you probably should start helping people actually onboard officially as a wealth coach. And so I’ve really enjoyed the last year that I’ve been doing this role, and honestly, I’m just passionate about kind of sharing this very well kept secret of how to create passive income in kind of a non accumulation way of really just looking at cash flow and building at passive income that way. So really fun journey so far.
Thank you. Thank you so much for sharing. So you guys who are listening right now, I’m actually going to link the first interview that we did so we don’t have to recap everything right now. I definitely want you guys to go listen to that. So that’ll be kind of like part one (to listen CLICK HERE), and this will be part two. Also, if you guys want to schedule a free strategy, call or consult with Adam. I’m also gonna have that link in the show notes, so I’m just mentioning it right now in case some of you have to jump off and get to another, you know, a lot of people are listening to podcasts while they’re running or working out or running errands, so I always like to kind of let that be known early on that I’ll have all those links for you. So anyways, okay, so you guys, the idea here is that we all want passive income, right?
I mean, that, that’s the dream. That’s why we wanna invest in real estate. That’s why, you know, we wanna kind of get our time freedom back and we want to create this money while you sleep, so to speak. And it’s really hard to find stuff out there outside of, you know, a high yield savings account or, you know, like, like for myself, I invest in real estate. Obviously this is a real estate podcast. Most of my clients and students invest in real estate. And so there’s always like an an an odd time in between where we’re saving up money, right? And so, you know, sometimes I’ll be saving up for my next purchase and I’ll put money into a high yield savings account or e even actually whole life insurance account that you mentioned. I, I have one of those too. You know, we’re always looking away to grow our money or, you know, even my rental account, the money is sitting there. And so how do we create a more passive income so we can continue to invest in real estate? Or maybe somebody doesn’t wanna invest in real estate even though they should. We all want that passive income. So just really quickly just give us the, the two second elevator pitch on what is this TARDUS program that creates passive income?
Yeah, so basically the, the way I would look at TARDUS is I think of it as kind of a foundational way that clients can build passive income really at kind of any income level. And the whole idea is that you’re increasing your buying power over time. So if you’re listening on the call today and you have very little cash flow, this system still works excellent for you. And I’ve had many clients, friends that have joined in that exact situation. You also may have great cash flow and kind of like Melissa described, you are in a situation where it’s like, Hey, I’m kind of in between purchases or I’m looking for another income stream. Something like the TARDUS passive income strategy will work excellent for you as well. But the whole idea is that you basically, as cash is flowing through your household every month, you’re not letting any of that cash sit idle. And we’re finding basically excellent investment options that pay you principal and interest back to you in an amortized return very consistently. And you help to build this passive income stream over time that becomes extremely powerful and then can be utilized for additional financial purchases or real estate or fill in the blank. And the way that it grows because of the fact that you’re consistently contributing to it becomes pretty outstanding pretty quickly.
Well, and you know, again, I want you guys to go listen to that first episode, but I think the reason why people were just so impressed is because you did it and you shared numbers with us, right? And that’s when people can go, oh, okay, we’re not talking about, you know, small potatoes, two, $300 a month here in passive income. And so when people hear real stories and real successes and what’s actually possible for them, then we can go, okay, well I think this can work for me, or what are the possibilities or can this work for me? And that’s when they can jump and schedule a call with you. So really quickly, I’m so excited for you to tell us about, so the last six months since we had you on, I think it was about five or six months or so, several of our listeners here actually joined this program with you.
And I I asked you and I said, Hey, you know, how’s everybody doing? You know, what, what’s, what’s going on? Are they making money? Are they losing money? You know, what is the situation like, what are the actuals? So if you don’t mind, really, really quickly give the audience a little tease about what it’s done for you and your family. Again, don’t go into it too much ’cause they can go listen to that other episode <laugh>, but it’s such a, it’s such a cool number and a such a cool story that we have to say it. And then let’s dive in and let’s just talk about, you know, what has happened with some of these clients that have joined over the last, you know, five or six months.
Awesome. Awesome. Okay. Well, let me start kind of tell you our personal story first and I’ll, I’ll be brief. So for those of you that are listening to this afterwards, you don’t have to rehear the story, but essentially, you know, my family’s at the point where when we started our, our goal was that my wife is a pediatric nurse. She works part-time and we wanted her to work less, not more. And so we wanted to create cashflow on our house. And so we started with these investments, basically using cashflow that we had each month and built it up. And basically in about three years, we built an over $20,000 a month cashflow, passive income, cash flow system. And so, and that number sounds large and it’s even grown since then. But we are not the poster children for Tardus. Like this happens to clients all the time.
The system is very linear. And so, you know, it’s interesting, we’ll get into some stories of some clients that are, have started in the last five or six months that, that listen to this podcast and are hopefully, hopefully listening again. But they’re in the exact same situation. They’ll be able to do the exact same thing and achieve that very easily just like we had. And because I was, have been so blown away by that, that is what has made me so passionate about helping other people to realize the same pretty impressive monthly income numbers.
Amazing, amazing. I’m so excited. Tell us what’s been going on with some of these people. You know, like you said, that’s cool that you’re not the poster child, but <laugh>, that’s pretty awesome that, that, you know, so many people are doing it. And you know, it’s funny ’cause I’ve known about Tardus and I’ve worked with you guys for years and years and years, and so I, I mean, you guys have such a stellar reputation and people always like, ask me about you guys and stuff. And so show us, let’s dive into it. Show us, show us the numbers.
Yes. So, so I mean, I think first I, I would say I was so excited and humbled by the, the pretty neat response that we got from the first podcast that we did. Obviously, you never know what the reaction is gonna be like, and just to see the overwhelming amount of interest and support in a topic like this was so exciting, I think for both of us, right? To be able to, to pass on something that is so powerful for people. And the neat thing is that most everybody that I talked to was somebody that said, you know, how quickly can I get signed up? You know, we talked about how it works and people were just so excited for the podcast and got going. And so I wanted to share a few different stories of people who had started and what their situation was. I’m gonna protect names because of the fact that obviously we wanna be proprietary in what we’re sharing. But I, I, but I want to, I wanna give actual situations. So I’m gonna go through just a couple scenarios here of kind of people and what their situation was.
The first one was a man who I met who lived back on the east coast, we’ll call him Carrie. And Carrie basically was in a situation where he had bought a couple properties with Melissa and was doing great but basically really wanted to accelerate his real estate portfolio. And kind of similar to the example that Melissa had given, he had cash each month that he was saving up. But he basically said, Hey, I I, I keep having to save up for this next property. I wanna improve my cash flow and really kind of this purchasing engine so that I can buy more property more quickly. And so he became a client of ours basically back in November and started his passive income journey. And so just to fast forward to today, and that’s basically what four or five months since he started, and he’s already at a point where he has built, and I’m using exact numbers, he’s built $747 a month in passive income in just a very short amount of time.
And that continues to grow. But the other thing that is impressive about kind of what this system looks like is that he’s gonna go from the place where perhaps he’ll save up and buy, you know, a property every 18 months, 24 months to the place where his target is starting in December of 2027. So basically call it a year and a half from now two years from where he started, he’ll be able to buy five properties over five properties in about 10 months using the system because of the fact that he’s gonna have such incredible buying power at that point because of how the passive income system works. And these are properties that could be anywhere from a hundred to $150,000 and he’ll buy five of them and basically eliminate the cost of the down payment right away because of how this system works. And so there’s no more saving up for down payments. It’s basically he’s gonna have not only this incredible passive income stream, but also the potential to create a pretty impressive real estate portfolio in a very short amount of time, much more quickly than he would had he gone the traditional method of just saving up and purchasing property. So I’ll pause there before my next example just to see if Melissa, you had any questions or feedback.
Absolutely. I am like so excited for him and I’m like, who is it? Who, who was the person? You know, I know we’re not gonna share any names or anything like that, but I’m so excited for him, you know, and one of the things that automatically I start thinking about is, you know, our income’s taxable. So, you know, when when we create this passive income, whether it’s well through TARDUS or whether it’s through our W2 or whatever, whenever we’re creating income, it’s taxable. So the cool thing about what we’re doing here is we’re creating income, but when you go and buy real estate with that income, now you get your real estate write-offs. So now we’re actually lowering your taxable income through real estate ownership. So, you know, that’s a piece that people always forget about with real estate is like, yeah, cool, it creates cash flow and people are like, you know, always cashflow, cashflow, cashflow, cashflow.
But we’re, we’re making our wealth grow and paying less taxes. So it’s so exciting when, and by the way, I think all investing is amazing. I think any way somebody can, it’s like the whole Robert Kiyosaki, we’ve gotta have different areas where we are making money and I’m not, I mean, I’m, I would never tell somebody just do real estate. That’s it. You know, I obviously, I believe in, I want, I want somebody to have five income streams. Okay? I want them to have, you know, income coming from all these different places, and then we can figure out how to save our wealth and how to grow our wealth and how to, you know, create these family legacies. And you do that through real estate. So I am so excited for him, and that is absolutely fan. Fantastic.
That’s awesome. And one of the things you mentioned, I think is a really great point, and something I wanted to mention as well is taxes. So sometimes when people say, you know, gosh I I’m gonna create all of this income and I’m gonna, it, it’s, you know, I’m gonna pay these huge tax bills now, and I, I mentioned this at the beginning of, of the podcast, but just to reinforce this point, the income that you’re making monthly is, is actually principle and interest being returned to you. So, and the interest is the only part that is taxable. So while I a hundred percent agree with what Melissa said, which is real estate is a beautiful way to offset that interest expense, if you’re assuming an eight or 10% return, think about, you know, 90% of that is principle, 10% of that is interest. And so you’re not paying a large tax bill on that full dollar amount just to, just to clarify there. But but fully agree with everything you said.
Perfect. Okay. Thank you. Thank you for clarifying. Yeah. Okay, let’s jump into example number two. This is fun. I love this. Yes.
Okay, so example number two, and we’re gonna call the next client Gene. And so Gene came to me and had a bigger real estate portfolio. He had four different rental properties. He’s actually lives in the Midwest. And basically similar, he was looking for kind of two different things. One, his kids were going to college and he was looking for kind of a way to pay for college in a unique sense of doing that. And then he also wanted to continue to build his real estate portfolio. And so he started off with us similar timing around November at this point now he has created for himself, let me pull, I’ve got this pulled up right here. He’s created for himself $563 a month in passive income as of today. But let’s fast forward and give a couple other pictures for, for him specifically.
Within three years, he’ll have built himself just about $13,000 a month in passive income within his first three years of being a TARDUS client given his contributions. Wow. Yep. And then if we were to go five years out, just for fun, for, for Gene just to talk about him specifically, it will be $35,000 a month in passive income. And again, just to show you kind of how powerful this system can be as you’re contributing. And he’s full steam ahead. He’s he’s rocking and rolling. But one of the other things for Gene, and again, I kind of gave this example with our last client as well, is starting in March of 2027, gene can start buying $250,000 properties, basically eliminating his down payment and he can buy five of those in a year using kind of the accelerated system that we have here. So agree. He’s not only gonna have a great passive income stream and a stream there. He has the potential to buy real estate, has a system there and make whatever investments are gonna accelerate him. The other neat thing about him is we have found a way to use, utilize the system to pay for his kids to go through college without basically having to dip into his savings at all. And so this has become a pretty powerful system for him to compliment the things that he was already doing.
Absolutely. Fantastic. And you know, I know your program is called the Snowball <laugh> or you know, is it called the Snowball or is it just, what is the…
Yep. It’s called the Income Snowball. Yes.
Okay. Okay, perfect. So, you know, so I mean that just demonstrates right there, like where he’s at right now. Fantastic. And that’s why you guys are listening. Why all of a sudden in three years the number keeps on going higher, he’s taking that money is reinvesting it. Right? Can you kind of give us a, a little bit more detail on why that snowball is kind of happening like that?
So really the idea is every three to five months, you’re basically going to be making an investment and we’re gonna calculate the amount of that investment based on your current cash flow and the amount of money that’s coming in. But the income snowball calculator and really how we calculate this is actually patented. It’s a patented product. We had really smart folks that helped us to develop this product and essentially you’re perfectly leveraged. ’cause The ideal is that you’ll use leverage, whether it’s a home equity line of credit or a line of credit, a personal line of credit, or perhaps a whole life insurance policy to essentially accelerate yourself in your investments. That pay and amortize principle and interest back to you. And so every three to five months you’re using cashflow plus the passive income that you’re getting and you’re getting to this place where you’re compounding investment on top of investment, plus the interest is compounding.
And that’s what essentially kind of accelerates you to these really big numbers. And the thing that I always wanna stress is that sometimes these numbers sound so big. People are like, is this some get rich quick scheme? Or how could this possibly work? This is all math, it is all 100% backed by math. There’s no smoke and mirrors. If we ever go through your situation specifically, we’ll actually walk through the calculator together so you can see. And that’s when you’ll probably see the jaw dropping reality of, you know, what Albert Einstein said was the eighth wonder of the world, right? Compound interest. It’s incredible if you can leverage things extremely well and then basically have momentum what that can build you in a short amount of time from a passive income perspective.
Wonderful, thank you. And so I had a quick question as, as we were talking about this last client. Are you also including let’s say he owns two rental properties. I can’t remember what what you said, how many he own, let’s say he has, let’s just say $500 a month in cashflow from those two rental properties. Are you including those two? ’cause That, I mean, that is cash flow as long as he is got reserve money kind of set aside already. Is that also included into that kind of snowball formula?
Absolutely. Absolutely. Yeah. We’re gonna look at basically your, you know, what, whatever income that you are bringing in. So we’ll look at, you know, if you have double two income or you run a small business and then, and then basically any current passive income that you have. So if you’ve brought some great properties from Melissa and you’ve got cashflow from those properties, then we’re gonna look at anything to your point that’s outside of the reserve that basically you’re bringing into your account as basically cashflow from those properties. And basically the denominator, the bottom of that is essentially what are your expenses? So how much are you spending a month? And this isn’t a, a way of saying, Hey, we want everybody to go on a Top Ramen diet and start walking everywhere. The goal really is that we understand what are you making and what are you spending and what’s that difference. That’s your cash flow and our goal, right, essentially is to improve your cash flow situation. And so we can utilize that starting with a little bit of cash flow and making it a lot. Or if you already have a good amount, we, our goal is to make it more perfect.
So for everybody listening, I’m going to remind you again, go to the link in the show notes or send us an email. You’ll see the email down there and say, Hey, I wanna talk with Adam, we’ll get you connected with Adam. We’ll also link to the previous episode. So just gonna mention that. And then before we go on to another example, so I’ve talked to a lot of people and one of the, somebody reached out to me and they were kind of funny. They were like, so I’m trying to hack the Tata system with AI and I’m not quite sure like, you know, what formulas they’re using or can that be done? You know, and so what do you say to somebody? Because that question might come up a lot. I don’t know, I kind of chuckled when I got that. ’cause I, I tend to, you know, try to funnel hack different things with AI as well. And you know, so what, what is your answer to that?
I love that. I love that question. And I love people. I, I mean, I, I am like a finance nerd by nature. So it’s very funny. I I’ve a kind of a story around that. But a few years ago you know, when we started I have a buddy who went to Harvard, very smart man. And he essentially said, Hey, you know, I think I can figure out this TARDUS thing on my own. And so he basically goes out and, and same same thing through ai, through spreadsheets, tries to figure out what the algorithm is. And I would say kind of he ran into two major issues. One, he could actually never figure out how to repeat the algorithm. ’cause It’s very complex to really essentially, perfectly leverage yourself at the same point that you are making investments, returning those investments, paying back leverage.
But the, the other two key things that he was missing that somebody else may be missing is you’re gonna have access to vendors that the Tartus community works with directly. That basically financial institutions have created investments for our clients. So that is something else that’s very unique to the charter community. And one thing that a lot of people maybe undervalue is the coaching. So you basically meet with a coach every month who walks you through the process, but also gives you incredible ideas on how to speed up your process. Things that most of us never would have thought of. And so for me personally, when I started with Tardus, you know, we basically base everything off of kind of a financial freedom date. When can you cover your expenses, right? My financial freedom date was 2040 essentially through the work that I’ve honestly gotten the benefit of from my coach.
Our financial freedom date is now in 2029. So we’ve taken off 11 years ’cause of the great ideas that I’ve gotten from my coach. So I thought my best thinking got me to the place where I was with Tardus. The coaching and mentorship that I’ve received has been absolutely outstanding from the financial coach I have at Tardus. So, fast forward, the end of that story from my friend at Harvard is two years later, he ended up signing up and becoming a TARDUS client because of the fact that he couldn’t figure out on his own. And he was somewhat upset with himself because of the fact that all of his buddies who’d signed up originally were much farther along in the process than he was ’cause he waited.
Yeah, yeah. You know, it’s, it’s, it’s the same thing. Like I love, I love AI for like so many things. I can do things faster and, you know, yeah, AI can, you know, run a, a spreadsheet on a property and help you analyze it, but AI can’t tell you what the property manager’s vacancy rate is. Like the actual true vacancy rate. It can tell you, like generally in the city of Indianapolis, here is the vacancy rate and they’re just pull, it’s pulling data from wherever there is data stored, right? But it doesn’t know internally, unless somebody at TARDUS is literally like uploading, you know, this classified, we’ll call it classified information, client information. AI doesn’t have access to it. There’s no way it can read it and understand it and the people and the connections. AI doesn’t know that somebody had a bad experience with this property manager over here, but there’s a really good property manager over there. Or what was the renovations on a property? You know, AI doesn’t know that kind of stuff, but it’s really good at kind of analyzing or giving us shortcuts or giving us, you know, ideas or inspiration. Sometimes AI gives me inspiration too, but yeah, I imagine that as well is really the, the people, the connections, the off market will s you know, off market opportunities we’ll call that is pretty cool. So thank you. Thank you for sharing that.
Yeah, and I think the summary, and I think I know Melissa, you do this as well, but from a, from a real estate perspective, but the way I look Attardi is ARDI is a coaching and education company on a pretty unique strategy, right? And so the goal essentially is that if you wanna implement a strategy that’s very different from kind of the accumulation method to the ash flow method, it’s very hard to do that with the tools that are available today, kind of in the general public. And so, you know, when somebody becomes a TARDUS member, you’re investing in your own education. The amount that I’ve learned in the last four years as a client that I’ve seen other people learn and the benefit that I’ve gotten, I, I never would’ve gleaned that from reading a bunch of articles. And so I, I would do this I a hundred times over because of how much benefit it’s provided, not only to me and my family, but I’ve seen the blessing around so many other families that we’re connected to as a result.
Mm-Hmm <affirmative>. I can’t even second that enough. Sometimes our egos wanna think that we know it all and we can do it all and we can, you know, some people take it on as a challenge to like, I’ve been stubborn headed sometimes, but really seeking out people that have been there before you and people who are doing it and the whole mem you know, mentorship thing and connections and people, and I mean, I can go on and on and on about that. So I’m a firm, firm believer of, you know, let’s, let’s collaborate <laugh> instead of making this solo. Yep.
Yeah, for sure, for sure.
All right, let’s, let’s go. So you have, you have one more for us?
I have several more, but I, I, but I, but I’ll share one more because of the fact that I think that it’s fun. So for our listeners who are essentially in a place where they’re kind, this is maybe their first time they haven’t been able to make a home investment yet, they haven’t been able to save you know, I thought it’d be fun to go through a scenario. So we have a client that is actually a West Coast client who still aspires to buy their first property and they don’t have a significant amount of cash flow to start out with. And so, but their goal is essentially to build a real estate portfolio and get to that place. And so they came to us and started right, right around the end of the year. And so within their first year at month 12 with, with about a thousand dollars of cashflow a month, they’ll have built a passive income stream that will pay them $627 a month.
That’s on, in year one. By year three it’s gonna pay them $2,300 of passive income a month, and by year five it is gonna pay them $4,700 a month in passive income. So that’s really exciting all in and of itself. And so they’re anticipating that passive income flow, but in the same respect, in that year five, they’ll be able to go out and buy five rental properties at, around, you know, a hundred to $120,000 each all in one year using this system. So basically somebody who’s just starting out basically has aspirations but isn’t able to save up for that first property yet, will, will not only be able to build a pretty impressive passive income stream into a short amount of time, but we’ll be able to do that and then to start to buy and start to create a pretty significant rental portfolio in a small amount of time. And so this client is well on his way to being able to do that as a result of what this system looks like.
That is so awesome. I love that. And so for those of you wondering, ’cause I know this question is going to come up and maybe I’ll kind of, sort of try to answer it here is, you know, if if somebody’s goal is to create passive income and they’re listening to this and they’re like, okay, cool, I just created a thousand dollars a month in passive income, you know, why would I want to buy real estate? Also, that real estate is gonna turn around and let’s say make, you know, $300 a month of passive income. So I wanna break this down for you guys. Because somebody bringing in a thousand dollars a month in passive income with the TARDUS program, who’s saving up this cash flow if they’re able to buy five properties? Okay, so I’m gonna bring out my calculator here and let’s just say they’re going to, let’s say each property makes $300 a month in passive income and we’ve got five properties they were able to purchase, that’s $1,500 a month cashflow.
Okay? So now you can actually put that cashflow to work with Tardus so the cashflow from your own properties can continue to grow and scale. Okay? And then you’ve owned these rental properties, so now we’re getting tax benefits. Now the tenant is paying down your mortgage. Now we’ve got equity, your property’s going up in value. I mean, you just like, I don’t even know what the number is. Like you just, you know, 10 x your wealth and then the cashflow from your properties are going back into the program and you’re gonna continue to snowball. So it’s a pretty cool system. It’s pretty awesome. Did I, did I kind of explain that right? Or how would you do it Adam?
Yeah, I mean, you did an awesome job. The way that we look at the at, you know, at these investments, at, at these kind of three to five month increments is as you place the investment, we look at, hey, what’s this investment gonna yield for you from a cashflow perspective? And while, you know, so especially as you’re building up initially you may do shorter term investments, these kind of three year principal and interest to amortize investments that you’re talking about. But to Melissa’s point, the great thing about, you know, if you get up to year three or four or five and you start buying all of these rental properties, it may yield you three, $500 a month, $600 a month, which essentially definitely agree is cash flow, but also that is permanent cash flow, right? That’s not, that doesn’t, that never runs out, right?
So that’s the other beauty that real estate will compliment you ’cause you never have to replace it, right? It’s essentially it’s coming on forever. Somebody’s paying your mortgage. So, and the nice thing is we can actually compliment the strategy by doing hey, some what we call fast burning fuel or quicker investments, these short term investments, and then some of this, what we call slower burning fuel, this, these kind of permanent assets. And so, and your coach will walk you through really exactly the equation of how to do both of those things so it doesn’t slow you down, but actually acts as an accelerator to keep your foot on the pedal and help you to move faster toward your goal.
That’s perfect. That’s absolutely wonderful. So, okay, so I know so many people are gonna have questions for you and you guys, the the way to get your questions answered is to book a free strategy call with Adam. He’s gonna be able to go through your situation, you can kind of, you know, give him all the tough questions, put your information in, and I really want you guys to do that. So again, either check out the show notes and, and send me an email, send us an email and say, Hey, I wanna talk to Adam, or go ahead and there should be a link in there for you as well. Adam, I have a question for you. This will be my last question for you. Number one, as most of the people listening are full-time, everybody’s drops full-time, W2 or self-employed or whatever, and we’re trying to get our time back and trying to, you know, create freedom of you know, to do whatever we want.
So, so number one, this will be a two part question, is how much time is involved? What, what is expected of somebody who is doing this program with you? And then also the second part of that is I wanna know what the most successful TARDUS clients are doing. So I’m sure you’ve seen people that do really, really well in the program and maybe there’s some people that haven’t done as well. I don’t know. I wanna know, and, and I’m saying this because I think of the same thing when people call me and talk about real estate, some people ask me some questions that are just kind of, I don’t wanna say they’re wasting my time ’cause all questions are wonderful, but there are certain things that, that would, that they should be asking people should be asking is like, well, we wanna mimic success, so what are the most successful people doing? I just wanna know. So tell, tell us that, Adam, what are the most successful clients at TARDUS doing and how much time is involved in this?
Awesome. Okay, so I’ll, I’ll hit the time. One first. And so the nice thing is, and I love your, the title of your PO podcast, you know, passively rich with rentals. So, you know, since we’re combining forces here, it’s really passively rich creating passive income, whether that’s with rentals or you know, through a passive income strategy and obviously the two of those combined very well. And when something is truly passive, it means you’re no longer putting your effort into it. And so TARDUS is definitely one of those systems that is not laborious, it is not a second job. So essentially you’ll meet with your coach the first year, every month that meeting is 30 minutes a month, you know, if you decide to go over a little bit with your coach, it could be 45 minutes. Outside of that, it’s basically placing your investments, moving cash from one place to the other.
I’ll tell you personally, I spend probably 20 minutes a month on this system total. That’s it. It is very, very simple to manage. And I would say, you know, after your kind of initial setup, which is also not laborious, you can kind of expect your meeting with your coach and maybe 20 to 30 minutes of activity outside that a month. And that’s it. So very simple from that perspective. I have met very few people, unless they’re just like to kind of nerd out on spreadsheets and things like that, that spend much more time than that on it. So, and then as far as people that are successful, we have a very high renewal rate from one year to the next with our clients. That’s kind of how the membership works. And so people ask me, gosh, you know, A how do, why is the renewal rate so high?
And B, and I think asked a different way, Melissa, who are the people that aren’t successful in the program because most people aren’t. And so the people that struggle with the program are kind of twofold. One people who struggle to kind of implement a strategy. So this isn’t one of those strategies where we hand you a pamphlet, send you a video and say good luck. Like we’re holding your hand the whole way through the process. Similar to I think if somebody were to buy a rental property from you, Melissa, you’re taking care of them from soup to nuts, right? Beginning to end. We’re doing the same thing with our clients through this whole investment process to make sure that they’re completely taken care of. So as long as clients are comfortable on the execution end of that, where hey, it’s like, alright, you’ve made this collective decision, you’re gonna go out and place this investment, and they go do those things, they’re successful.
For clients who don’t do that or kind of maybe drag their feet or struggle to make a decision, that’s where clients can struggle. The other, what place that clients can struggle is if, you know, God forbid, they see some major life change that occurs, a job change an an act of God, a a life change that where, where really things adjust majorly in their life. And so as a result, they have to change their strategy. The good news is those things happen all the time and we are able to adjust plans to make sure that they will still work even as those things happen. But those are really kind of the two clients where they struggle kind of with the discipline or the execution, or if unfortunately they see some major change where they don’t feel like they can rebound, but that is like the major minority of the clients that we have. Most of them see success, which is why I always wanna reinforce, like when I give you the example of myself or these other great clients that have heard the previous podcast and signed up, these aren’t the poster children. I’m not giving you the best example. I’m giving you very common examples of people who have been successful, but we’ve had almost 9,000 clients over the 20 plus year period that TARDUS has been around. And so, so many of them have seen very similar success to this.
Yeah. And so I guess what I’m hearing is remain coachable. It’s funny because, you know, I will be there to support my clients, but I can’t do it for them. You know what I mean? Like, what is the saying of like, you can lead a horse to water, but you can’t make ’em drink. I want to help everybody and I I want them to ask for myself, come to me, use me. I’m offering, you know, let me, let me guide you and, and show you what successful people have done and are doing. And I feel like that’s the same thing here. It’s like, yes, you can give somebody all the tools, all the systems, the the amazing algorithm that you guys have built, the, the investment opportunities, but if somebody doesn’t do it and take action, that’s on them. You know, you guys are there, they have to make that call with that counselor that you guys have. They can’t just expect somebody to call them. I, at least I’m assuming you, you guys aren’t like begging for somebody to make those strategy calls. <Laugh>, you’re like, Hey, here’s the link or here’s the appointment, you make it, you call us, we’ll help you. You know, you can’t force somebody to do it. Right?
Exactly. Yeah. Work, our goal is really to set up a structure that you can thrive in. And I always, I always wanna reiterate, nobody’s ever gonna pressure you to make an investment you’re not comfortable with or an amount you’re not comfortable with. Actually, Tise is in the end investment agnostic. We don’t get any kickbacks from any of the investments. So our goal is a hundred percent to support the client and make sure that you as a client feel supported and that you have what you need to make the best investment decision possible. But at the same point, we are very invested in you being successful, and so we’re gonna try and do everything we can to help you get there. But in the end, like you said if you decide not to execute on the strategy, once it’s been put before you or and explained and all those things, then that obviously is your decision. And again, we’re talking about a very minute part of the population. Most people thrive, love and celebrate this type of strategy.
Yeah, and, and I’ve talked to so many people that have just recently joined and I’m so excited for them and excited to continue to hear these stories. So thank you. Thank you again, Adam for being here today. And you guys, again, I’m gonna say it check out the links in the show notes or there’s an email below and just say, Hey, I wanna get Adam’s information and Adam will connect with you guys and see if it works for you or not. But it’s a pretty awesome tool. So thank you again for your time today. We really appreciate it.
Awesome. Great to be with you guys. Thank you.
Big thanks to Melissa and Adam for such an engaging and educational episode that wraps up today’s show. If you haven’t subscribed yet, now’s a great time to do so, so you never miss what’s coming next. We really appreciate you tuning in and spending your time with us. Thanks for listening and we’ll catch you in the next episode.
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